Individual Insurance and Annuity Products

Lafayette Life Insurance Company has a complete line of life insurance and annuity products to meet most every need. In addition, there are specialized riders that may be combined with your policy to provide a customized package best suited to your personal objectives. The following information provides a brief description of our products and what they were designed to do. You can find more information on a particular product from your Lafayette Life agent.

The Centennial Series of Whole Life Insurance These policies are designed to provide permanent insurance with level death benefits to age 121. The death benefit protection provided by these policies is guaranteed as long as you pay the scheduled premium without accessing the policy cash values. There are five different whole life policies in this series, each with different features and benefits. Each participates in policy dividends, which are not guaranteed and are subject to change.

The Marquis Series of Indexed Life and Annuity Products  Our Marquis product line is designed to offer the opportunity to participate in interest crediting based in part on the Standard and Poor’s 500 Composite Stock Index. These policies provide the possibility of a greater interest crediting than fixed-interest crediting, while still offering minimum guaranteed values and a minimum guaranteed interest rate and the benefits associated with traditional insurance products. The S&P 500 Index does not reflect dividends paid by the S&P 500 companies. The annuities are used primarily for long term cash accumulation and retirement income, and the life insurance can provide a substantial death benefit. There are two products in the Marquis product line.

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