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Group Voluntary Products

The Lafayette Life Small Group Trust


The Lafayette Life Insurance Company Small Group Trust is designed for companies with 2 or more employees.  The trust includes Employee Term Life Insurance and Accidental Death & Dismemberment, Dependent Life Insurance and Short-term Disability coverages. 
 

Advantages

  • Minimum case size of 2 employees
  • Unisex rates
  • Online quote and proposal system
  • Brief application and enrollment forms

Coverage Specifics

  • Employee Term Life and AD&D - 4 Benefit Plans
    • 2 x BAE (plan and G.I. max. based on case size; min. $15,000)
    • 1 x BAE (plan and G.I. max. based on case size; min. $15,000)
    • Flat Amount (in $1,000 increments; min. $15,000 to max. based on case size)
    • Multiple Benefits based on Occupational Class
  • Dependent Term Life - 2 Benefit Plans
    • Spouse and Children over 6 months:  $5,000; Infant:  $500
    • Spouse and Children over 6 months:  $2,500; Infant:  $250
  • Short-Term Disability - 4 Benefit Plans
    • 66 2/3% of salary (1/8/13)
    • 60% of salary (1/8/13)
    • Flat Amount for all employees (max. based on case size)
    • Multiple Benefits based on Occupational Class

GP 2020


Small Group Trust Online System

Notice:  Lafayette Life reserves the right to accept or reject each case.
 

 

All quotes are given as estimates only. Actual premiums and coverage will depend on final enrollment information and benefits selected. An estimate is not an offer to contract or a solicitation of an offer to buy any insurance product.